CambioPay

Pay from the United States to Brazil, Colombia and Mexico

Your business pays straight from its US account; employees, freelancers and suppliers get paid in local currency in up to 1 business day, for $1.99 to $3.99 per payment. At a bank, the same payment costs up to $50 and takes days.

Spread below 1%FinCEN since 2004Recipients don't need an account
International payroll
Ana Souza
Brazil · Pix
R$8,500.00
Camilo Torres
Colombia
COP 4,200,000
Luís Hernández
Mexico
MX$22,000
Total in dollars$3,480.20
Pay everyone

Arrives in up to 1 business day; in Brazil, same day via Pix

Watch in 1 minute (in Portuguese)

Pay your whole team in Brazil in one transaction

Compare

Banks charge a lot to pay the people who work with you

CambioPay
Traditional bank
Cost per payment
$1.99 to $3.99
$35 to $50 per wire
Delivery
in up to 1 business day; Brazil same day via Pix
3 to 5 business days
Exchange rate
spread below 1%, transparent
hidden spread, no transparency
Paperwork
one-time setup
required for every payment
Countries
Brazil, Colombia and Mexico
limited
Support
dedicated team
call center
How it works

From account created to payroll paid in 3 steps

1

Create your business account

Sign up in minutes, with KYB and KYC verification. Full activation takes up to 2 business days.

2

Add your recipients

One by one or in bulk, by importing a spreadsheet. Individuals or companies (CPF or CNPJ, Brazil's tax IDs), no account or app needed.

3

Pay and track

Confirm via ACH, wire or bank debit. The money arrives in local currency in up to 1 business day, with an automatic receipt.

Why Pay

Built for payrolls that cross borders

Recipients just receive

Your team doesn't need to open an account, download an app or understand exchange rates. The money lands straight in their local bank account.

Bulk payments

Upload a spreadsheet and pay your whole team at once, with an automatic invoice for every payment.

Predictable FX

Set the amount in dollars or in local currency: you choose who absorbs exchange rate swings.

100% digital

From account setup to batch payments and reports, all online, with every payment trackable.

Who it's for

Built for businesses like yours

Remote development teams

Pay your engineers in Brazil, Colombia or Mexico without international hassle.

Freelancers and contractors

Designers, marketers, virtual assistants: pay anyone quickly, with no sign-up required.

Suppliers and partners

Settle invoices from Latin American suppliers straight into their local bank account.

Full transparency

Clear rules, no fine print

Countries and currencies

  • Brazil (BRL), Colombia (COP) and Mexico (MXN)
  • Expansion to other Latin American countries underway

How you pay

  • ACH, wire or US bank debit
  • Debit: up to $15,000/day and $5,000 per recipient
  • Wire: no maximum

Who can receive

  • Individuals (CPF) and companies (CNPJ)
  • Straight into their local bank account
  • No platform account and no app

Activation

  • Sign up in minutes
  • Full due diligence in up to 2 business days
  • No monthly fees and no setup fee
Security

Your payroll travels on licensed rails

FinCEN since 2004

A Money Services Business registered with the US Treasury agency (no. 31000275649876).

Licensed on both ends

Every payment is handled by licensed institutions in the US and in the recipient's country.

Real KYB and KYC

Verification of the paying company and every recipient, with ongoing monitoring of every transaction.

About us: the numbers speak for themselves

happy users
350k+
partner companies
2,100+
powering international payments
since2004

Registrations and reviews

  • Registered with FinCEN (Financial Crimes Enforcement Network): check the registration
  • Rated 4.8 on Capterra
FAQ

Before you pay

How much does it cost to pay someone with CambioPay?

$1.99 to $3.99 per transaction, depending on volume, with an exchange spread below 1%, always transparent. No monthly fees and no setup fee. At a traditional bank, the same wire costs $35 to $50.

How long does the payment take to arrive?

In up to 1 business day in Colombia and Mexico. In Brazil, via Pix, it usually arrives the same day.

Who can I pay?

Employees, freelancers and suppliers in Brazil, Colombia and Mexico: individuals (CPF) or companies (CNPJ). Recipients don't need a platform account or an app.

How does my business pay?

By ACH, wire or US bank debit. With debit, the limit is $15,000 per day and $5,000 per recipient; with wire, there's no maximum.

Can I set the amount in the recipient's currency?

Yes. You choose to lock the amount in dollars or in local currency (Brazilian real, Colombian peso or Mexican peso), deciding who absorbs exchange rate swings.

Can I pay my whole team at once?

Yes. Import a spreadsheet with all your recipients and pay in bulk, with automatic invoices and exportable reports for every operation.

Ready to pay?

Your Latin American payroll, paid tomorrow

Create your business account in minutes and activate it in up to 2 business days.